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Loans Money

Quick Cash Loans

When you are in need of a quick cash loan, then you want to find a website that will help you get that loan quickly and easily, and here we are. When a situation occurs that makes it to where you need cash in your hands immediately, we are the place to turn. You need to only fill out the online form, and we will then match up your needs with the different online financial lenders that we work with. This will give you quick results based on the information you filled in, giving you the cash you need, when you need it. Our lenders can offer different loan options, so they can help with many different situations. Examples of these are; payday advance loans, quick cash loans, installment loans, and even a cash advance loan. We understand that you wouldn’t be here if you didn’t need cash now, so we won’t drag out the process for you. We often get a response in mere seconds after you’ve complete the get started form, so you can put your worry aside and start relaxing knowing you can get the help you need.

Getting Quick Money Loans

Quick money loans are our way of getting you the money you need to cover your bills until the next time you get paid. It is very similar to online paycheck advance loans. You borrow the money from the lender we match you up with until you get paid again, then you repay the loan. Unless, of course, you need a larger loan amount. If that is the case, we can match you up with one of our many lenders that specializes in installment loans. Unlike quick loans, installment loans give you a longer repayment period than a standard loan, and give you the option of covering your financial issues quickly.

The instant cash loans require a short repayment time. So long as you can pay off your full balance the next time you get paid, the fees from interest is manageable. Getting stuck looking for a loan can be stressful, especially when there is nothing else that can help your situation aside from cash. That stress can quickly get overwhelming, leaving you feeling helpless, but you do not need to feel desperate.

Facts about Quick Loans

When we match you up with a lender, they will decide how much you qualify for, and it could range from $100 up to $5,000. This will also vary depending on which state you reside based on that state’s regulations. For those who do not know their state’s requirements on fast loans, fill out the online form on our site and we will help inform you of those requirements. Or you can always choose to do some research on your own to verify those regulations and requirements.

It is our right and responsibility to help pair up your needs with the offerings our lenders can make. We want to help take away your financial stress, and let you move past your financial situation, getting your life back on track without any more wasted time.

Loans Money

WHAT IS A CASH LOAN?

WHAT IS A CASH LOAN?

A cash loan is money borrowed and repaid in instalments over an agreed period of time. Normally a cash loan ranges in between $200 and $10,000. MoneyMe’s cash loans can be applied for online in only 3min, with the money in your bank in minutes in some cases. Read more here.

WHERE CAN I GET A CASH LOAN?

You can get a cash loan quickly and easily through online lenders such as MoneyMe. MoneyMe loans don’t require paperwork . You can apply for up to $10,000, select your repayment terms, and you’ll receive a loan decision in minutes. Moneyme delivers cash fast. In some cases, within minutes from when your application is submitted.

HOW CAN I GET A CASH LOAN?

Getting a cash loan with MoneyMe is quick and easy:

  1. Choose your desired loan amount and repayment period.
  2. Fill in your personal and bank account details, and supply a valid email address and mobile number.
  3. Receive a decision in minutes. Once approved, we aim to have the cash in your bank account within the hour.
MONEYME

MoneyMe is a small, responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

WHAT WE CAN DO FOR YOU

A loan approved online through MoneyMe enables you to access a short-term cash injection whenever and wherever you want. Our simple, transparent system allows you to achieve your cash requirements faster than ever before.


There is no paperwork involved and your online application will usually take you just five minutes. Once approved, the money will hit your account in an average time of 60 minutes, depending on your bank and whether your application is made within business hours.

PAYING US BACK

Responsibility is central to our cash loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.


In the same way that we have made cash lending super simple, repaying your loans approved online couldn’t be easier. Borrow between $200 and $10,000 and pay your loan back according to your pay cycle.


MoneyMe will set up direct debits on your nominated payday, and send you one or two reminders in advance of that date. If for any reason you think your repayment will be late, contact the MoneyMe team and we will do everything we can to help you resolve the situation. If there is a fee for the changes, rest assured we will be completely upfront about them.

MAKING IT FAST

While banks require copies of pay slips, bank statements, or other time-consuming documentation, we use safe, fast Money Buddy technology to obtain 90 days of bank statements online in seconds. Along with your personal details, this is all the information we need to process your loan. You can feel confident, all systems we have in place offer the utmost security.


With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

How customers rate MoneyMe’s Cash Loans
Overall4.83

21 reviews
  1. SONNY
    Brilliant services
  2. REBECCA
    Moneyme helped me to pay for my car, and my rent. Their service is really good and consultants were very helpedful. Thank you for helping me out when I was low on cash, I will definitely use your service again.
  3. TEVITA KEI
    I am very thankful that you guys gave us a chance, thank you MoneyMe.
  4. ALAN
    Happy so far
  5. TRACEY PRIESTLEY
    Staff who communicated with me were pleasant and polite
Loans Money

Guide to getting a loan with bad credit

Guide to getting a loan with bad credit

If you have a muddied credit history it’s likely that you’ll find it tricky to get accepted by loan providers – so what are your options?

What constitutes bad credit?

If you’re considered to have ‘bad credit’, you may have missed repayments in the past, or even have a County Court Judgement (CCJ) or bankruptcy against your name.

There is a big difference between ‘bad credit’ and ‘no credit’ – the latter is when you haven’t ever taken on any form of loan and so have no credit history behind you.

However, a dose of bad credit doesn’t mean lenders will automatically slam the door on you – but it will mean your options are limited, with higher interest payments than you’d be subject to if you had a squeaky clean credit history.

Is it possible to improve your credit history?

There are simple ways to improve your credit score. These include making sure your name is on the electoral roll when your local authority sends you details of this. If it’s not on this, you’re unlikely to get any credit.

Also, space out your applications for credit as each will leave a ‘footprint’ on your file – and if you’re rejected, this makes the next lender less likely to accept you. When you do get credit, make sure you keep up repayments to gradually rebuild a tarnished credit history.

There is a big difference between ‘bad credit’ and ‘no credit’ – the latter is when you haven’t ever taken on any form of loan and so have no credit history behind you.

Types of loans you won’t get with bad credit

You won’t be able to apply for the best buy loans available, so those with the most attractive terms and rates. These are likely to be reserved for borrowers with clean credit histories.

Types of loans you’re likely to be approved for

However, there are lenders that offer ‘bad credit loans’ to people who seem a greater risk because of their poor credit history – although these tend to come with higher rates and lower limits.

The greater the risk you are perceived to be by the lender, the more interest you will pay and the greater the restrictions you’ll face. However, bear in mind that your credit history isn’t the only consideration when providers decide to lend you money. They also take into account your job, salary, stability and other assets you might have, such as a property.

Pros and Cons of high interest loans

While you might face hefty interest charges, taking on a high interest loan gives you the chance to rebuild your credit profile by demonstrating that you’re a trustworthy borrower. If you are willing to take a disciplined approach to repayments, this route could work for you.

When you are granted a bad credit loan and start paying it back you will be on the path to repairing your credit history.

However, the clear con is the high rate – so think carefully about whether you’re willing to accept this and can afford repayments before making an application.

Car Insurance

How can we help you with life insurance today?

How can we help you with life insurance today?

Buying life insurance can seem a daunting proposition, but our partners LifeSearch can give you free, impartial, expert advice, while theidol.com help make comparing and purchasing the right policy online a straightforward task.[1]

You may want to speak to an adviser as a first step, and you can either call 0800 072 1145¥ or – to save your phone bill – request a call back by filling in a simple form online with your contact details and the time you’d prefer to chat.

If you’re ready to get a life insurance quote online, we offer options for all ages from 18-80, plus choices for over 50s lifelong protection.

 

How to get the right life insurance

Click through to our simple-to-use life insurance form and you’ll be asked how long you’d like the term of the policy to run for and how much cover you’d like – there’s a life insurance calculator available to help you decide.

You’ll be asked whether you want critical illness cover included and, if so, whether this is to be integrated with the life insurance or independent of it.

There’ll be help text to guide you through if you’re struggling with the definitions, or you can read more in our articles where you’ll also find the answers to frequently asked questions.

Life assurance or life insurance?

Most people use ‘life assurance’ to mean ‘life insurance’ and vice versa. However, they do technically refer to different things.

Strictly speaking, life insurance pays out if something happens to you, whereas life assurance pays out when it does.

So, cover for a fixed term is life insurance, whereas a whole of life policy would be considered life assurance.

You can also choose level term life insurance – where the cover amount is fixed for the policy duration – or decreasing term, where the cover amount decreases over time, perhaps in line with a repayment mortgage.

Decide whether cover is just for you (a ‘single life’ policy) or for you and another person (a ‘joint life’ policy).

Add your basic personal and contact details, and let us know whether you’d like to be contacted for free advice on your life insurance.

The final question asks whether you’ve smoked tobacco or used nicotine replacement products in the last 12 months, a question that needs to be answered accurately as it plays a key part in finding you the right policy.

You’ll then see our comparison table showing the options that include the company name, premium cost, the amount you may save through our commission sacrifice scheme, if the rate is guaranteed or reviewable and the cover amount.

When you see a product you like the look of, click the button for more detailed information and for the chance to go ahead with a purchase.

Did you know…?

  • The average payout on a term life insurance policy in 2014 was £60,900 with 98.7% of claims being paid[2]

Read more about your options and the things to consider in our guides, where you’ll also find the answers to frequently asked questions.

Find out more about things like calculating the cover you need, how the life industry works, whole of life insurance, if funeral plans are worthwhile, making a will, whether you should write a policy in trust, if you should consider holding multiple policies, and options for older people, high-risk groups and those with existing medical conditions.

There’s also plenty to read on more obscure areas of life insurance, including gift inter vivos, terminal illness cover, waiver of premium, Family Income Benefit and relevant life plans.

 

Uncategorized

Will the new Renault Zoe Q90 change your mind about electric cars?

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Electric car usage has risen massively over the past few years.

But even so, relatively few motorists would consider buying one. In a government survey published in September 2016, only 1% of respondents said they’d consider trading in their fuel-burning car for a plug-in model in the near future.

Most people surveyed were put off by recharging and limited range (45% and 39% of respondents respectively).

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  • Get informed on electric cars and eco vehicles

While top-level electric cars like those in the Tesla range boast pretty impressive staying power (the Model S can make 265 miles between charges, if driven sensibly), they come with relatively big price tags.

The new Renault Zoe Q90, to be unveiled at the Paris Motor Show, might be about to change all that though.

The Zoe has long been the cheapest way for drivers to go electric, with a list price of £15,545 after the £4,500 Plug-in Car and Van Grant (PiCVG). But its relatively low range of around 130 miles between charges has made them an unrealistic prospect for most drivers.

  • Take a glimpse of the driving technology of the future, now

The new version backs a Tesla-rivalling 250 mile range, and also includes technology to help drivers find their nearest charging station.

Pricing hasn’t been revealed yet, but it’s expected that it’ll cost a fair bit more than the bog-standard model.

So, will it change your mind? Tell us on Twitter or Facebook whether you’d entertain the prospect of an electric car.

Uncategorized

How can we help you with car insurance today?

How can we help you with car insurance today?

Our service lets you compare multiple insurance brands in one quick and easy search, and we provide much more than the price of the policy – we show you the levels of cover so that you can make a more informed decision.

Need more information?

  • FAQs on car insurance
  • Car insurance guides

To obtain a quote, fill out our simple-to-use forms with your basic personal details, plus information on the vehicle to be insured and the drivers you want on the policy.

Be ready to input the number plate (if known), estimated car value and annual mileage, your length of no claims bonus, the type of use the vehicle will be put to, details of accidents and/or convictions in the last five years and of your occupation.

To help narrow down your search you can choose your preferred level of voluntary excess, whether you want to protect your no claims bonus and if you’d prefer to pay annually or monthly, with the policy options available for comparison and customisation on our quotes screen.

Whether you’re looking for comprehensive insurance, third party fire and theft, or third party only, and whether it’s for one car or multiple vehicles, our service makes it easy to find the product that you want, with the latest information from independent financial research and software company Defaqto available to ensure you know exactly what you’re getting from your purchase.

Did you know…?

  • In 2014, 65% of motorists didn’t switch their car insurance, potentially missing out on cheaper premiums[1]
  • The average UK motorist will own 26 cars and cover nearly 300,000 miles in their driving life[2]

You can learn more about the difference between such policies in our car insurance guides, where you’ll also find the answers to frequently asked questions.

Our guides offer more information on key areas such as telematics (black box) policies, and cover for women drivers, older motorists, modified and performance cars, young drivers, classic cars, and learner and new drivers.

There’s also plenty to read on wider motoring and insurance issues, including vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips, and we can help you find the insurance group of your vehicle or of a potential purchase.